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Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA, SIPC. Insurance products offered through LPL Financial or its licensed affiliates.The investment products sold through LPL Financial are not insured Citizens Bank & Trust deposits and are not FDIC insured. These products are not obligations of the Citizens Bank & Trust and are not endorsed, recommended or guaranteed by Citizens Bank & Trust or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

IMPORTANT CONSUMER INFORMATION

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:

Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state's registration requirements.
Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

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